The price of shares in the group fell to 78 Finnishmarks from 84.5 at the close on Friday.
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Operating profits fell by 65 per cent to 552 million markka, from 1.589 billion.
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Sales declined from 16.95 billion markka to 16.55 billion.
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France discontinued exchange facilities for the franc on Feb. 17 and Finland will do likewise for the markka later this month.
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France discontinued exchange facilities for the franc on February 17 and Finland will do likewise for the markka later this month.
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Helsinki - A 30-year-old Finn won 1.4 million markka (£176,000) on the lottery with the wrong number.
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It said its 1995 profit before extraordinary items and taxes amounted to 1.5 billion Finnish markka (£211 million) up from 1.03 billion markka in 1994.